rate of return

The 0.75% charge cap is forcing DC schemes to be creative in their investment strategy to generate adequate returns for members. One possible approach is factor-based investing, writes Michael Klimes

There are no boundaries to smaller schemes taking environmental, social and governance (ESG) factors into consideration in their investment decisions says Mark Thompson.

The average pensioner's income has risen by more than a fifth since 2002 while working-age incomes remained broadly stagnant at around 2% says the Resolution Foundation.