Pensions Policy Institute

Pot luck on investment returns leaves savers playing "pensions roulette" in the years just before retirement, the Trades Union Congress (TUC) has said.

The 2017 edition of The Future Book suggests many default funds are not diversified enough to protect savers against market downturns, James Phillips reports.

Lifestyle strategies adopted as default funds do not adequately protect members from potential market downturn, latest research suggests.

Labour will call for collective defined contribution (DC) schemes in order to protect savers against longevity risk and costs, the party has announced.

This week's top stories include estimates suggesting a 20% flat rate of tax relief could save the Treasury £13bn.

Introducing a flat rate of tax relief at 20% could save the Treasury up to £13bn, according to calculations by the Pensions Policy Institute (PPI).

With DB transfer activity at very high levels amid fraud concerns, Michael Klimes asks if partial transfers can offer more security for members

The Pensions Regulator (TPR) needs more funding and staff rather than a larger suite of powers, the Work and Pensions Committee (WPC) has been told.

The lifetime ISA (LISA) could severely damage the long-growth of savers' retirement pots, according to a report by the Pensions Policy Institute.

The freedom and choice agenda has shaken up pensions but there are concerns it is increasing inequality. Michael Klimes finds out why