Michael Johnson

Michael Johnson compares a pension pot with a Lifetime ISA from the perspective of a millennial

Large firms will follow the postal service's lead on introducing collective defined contribution (CDC) schemes if it works well for management and employees, the pensions minister says.

Collective defined contribution (CDC) schemes risk creating "irreversible intergenerational injustice" and could undermine pension freedoms, Michael Johnson says.

The Association of Consulting Actuaries has proposed a 'national flexible ISA' and tax reform to improve intergenerational fairness. Kim Kaveh looks at how these would work

The pension freedoms have had unintended consequences which should have been foreseen, Michael Johnson has said.

Extending survivor benefits to unmarried partners would increase liabilities and be a lawyers' paradise according to PP research.

This week we want to know if the government should introduce a law to equalise benefits for cohabiting couples, and if the law balances the needs of shareholders and members.

The Centre for Policy Studies (CPS) has called on the government to reform incentives for auto-enrolment (AE), which it estimates could save the Treasury £10bn annually.

As the LISA launches to the public, the industry may need to play a role in ensuring savers get the best possible outcome. James Phillips explores its potential future