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Industry Voice: Over the past three years, sponsors and trustees have been navigating their way through the pension freedoms and trying to predict what impact they will have on their pension schemes.

Industry Voice: Member options exercises can usually be tailored to make sure that they meet a pension scheme's long-term objectives.

Industry Voice: Over the past three years, sponsors and trustees have been navigating their way through the pension freedoms and trying to predict what impact they will have on their pension schemes.

Alongside the Freedom and Choice provisions was a requirement that members who have a transfer value over £30,000 must take independent financial advice from a suitably qualified individual before they are able to transfer their benefits out of a defined...

Industry Voice: Kelly Hurren, Senior Consultant at Aon, discusses how DB schemes are responding to 'Freedom and Choice'.