Does de-risking in the run up to retirement deliver better results?

David Macdonald says we need to move away from what some might see as lazy de-risking

clock • 6 min read
David Macdonald is chief executive of Socius Technologies
Image:

David Macdonald is chief executive of Socius Technologies

De-risking in the run up to retirement is a feature of most workplace defined contribution pension schemes, but does it deliver better results?

What is better? The obvious starting point for this discussion is to try to describe what ‘better' means. Some practitioners use generic statements such as maintaining a savers' lifestyle at r...

To continue reading this article...

Join Professional Pensions

Become a Professional Pensions Lite Member today

  • Three complimentary articles per month covering the latest real-time news, analysis and opinion from the industry
  • Receive important and breaking news stories via our two daily news alerts
  • Hear from industry experts and other forward-thinking leaders

Join now

 

Already a Professional Pensions
member?

Login

More on Defined Contribution

Will the Pensions Review herald long overdue integrated policy making?

Will the Pensions Review herald long overdue integrated policy making?

Stephanie Hawthorne asks the industry what should be the Pension Review’s priorities?

Stephanie Hawthorne
clock 24 October 2024 • 12 min read
Three key policy asks to ensure better decumulation outcomes for savers

Three key policy asks to ensure better decumulation outcomes for savers

Standard Life sets out its wishlist for decumulation reform

Jonathan Stapleton
clock 24 October 2024 • 3 min read
Smart Pension completes consolidation of Crystal Trust assets

Smart Pension completes consolidation of Crystal Trust assets

Consolidation sees over 130,000 members and £880m of assets transferred

Jonathan Stapleton
clock 16 October 2024 • 1 min read
Trustpilot