How we go about converting years of hard-earned savings into a sufficient form of retirement income is one of the biggest financial decisions we are likely to make, and both The Pensions Regulator and the Personal Accounts Delivery Authority (PADA) have recently flagged up the issues surrounding this topic.
With traditional retirement products, a member must wait until retirement to access the funds. But should they have to wait until then to enjoy what they have worked a lifetime towards? Certai...
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