Why I'm not provider-agnostic

Henry Tapper says there is a real difference between pension products

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I speak to a lot of pension advisers from the actuarial consultant to the one-man independent financial advisers (IFA). What seems a common theme is auto-enrolment (AE) is a payroll problem and the pension is a sideshow.

The one-man IFA has been sold the line "AE is just a process". The specialist corporate advisers see AE as an extension of flex benefits. Actuarial consultants dismiss it all as "only DC". The m...

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