![Karen Ritchie Karen Ritchie](https://image.chitra.live/api/v1/wps/2965b11/655d584c-1afd-4c57-987f-a984a83488e8/9/Karen-3-679x419.jpg)
Karen Ritchie
With the Financial Conduct Authority’s (FCA) Consumer Duty now in force and The Pensions Regulator (TPR) not required to follow the guidelines, the idea of a merger of the two regulators has re-emerged.
Karen Ritchie Financial Planning director Karen Ritchie tells Professional Adviser that she struggled when dealing with pension provider James Hay in a pension sharing case. In this case, Ritchi...
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