Low-paid workers who are likely to opt-out of auto-enrolment could be offered a pensions lifeline via a little-known clause in the legislation that permits companies to offer employees schemes with lower savings requirements, Helm Godfrey says.
The employee benefits consultant said auto-enrolment rules will mean all employers will have to provide a pension scheme into which, by 2018, contributions equal to a minimum of 8% of enrolled empl...
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