Spence and Partners

Michael Klimes asks if introducing a requirement to appoint scheme lawyers would improve governance

Deficits could fall by hundreds of billions of pounds if the six-year stall in life expectancy improvements becomes a long-term trend. However, there is a risk of taking too much notice of short-term changes, writes Stephanie Baxter.

With DB transfer activity at very high levels amid fraud concerns, Michael Klimes asks if partial transfers can offer more security for members