The auto-enrolment (AE) minimum contribution rates are more likely to help low earners than average or higher earners achieve their target retirement income, according to the Pensions Policy Institute (PPI).
The rate of tax that was deferred through pension saving should be applied when the money is paid out at retirement, Jargon Free Benefits founder Steve Bee says.
The Pensions Policy Institute (PPI) has suggested a single rate tax relief of 30% would encourage more basic rate taxpayers to save for retirement with little cost to the government.
Pensions Policy Institute (PPI) has appointed Chris Curry as director.
The Pensions Policy Institute has rejected criticism of its methods used for calculating the effect of planned changes to public sector pensions.
Women will be ‘winners' once auto-enrolment is introduced next year, but pensioners who rent in retirement could end up getting less back than they put in.
Social care will suffer as people work for longer and receive a smaller pension, Pensions Policy Institute research director Chris Curry told delegates.
Introducing a £140 a week single-tier state pension will reduce pensioners living below the poverty line to 10% in 2025, down from 16% in 2009, research shows.
UK - Public sector discount rates should be tied to UK economic growth to reflect future tax revenues needed to fund the scheme, the Pensions Policy Institute says.
Accrued benefits for deferred occupational scheme members will have plummeted 20% by retirement if schemes use Consumer Price Index inflation to uprate benefits, research finds.