Malcolm McLean

The government are yet to develop a grand vision for pensions and should be prepared to resort to compulsion if auto-enrolment fails, delegates heard.

Pensioners in capped drawdown face significant drops in retirement income because of falling gilt yields affecting the amount that can be drawn from a fund, Rowanmoor Pensions claims.

Government should cap defined contribution scheme charges to match the existing limits on stakeholder pensions to avoid complaints about ‘mis-selling', the Workplace Retirement Income Commission says.

Low-earners are heading for poverty in retirement as official statistics reveal a significant drop in occupational scheme membership levels for men and women.

Government should be ready to put in place a "plan B" for auto-enrolment proposals if the project fails to get more people saving, a leading consultant says.

Half of UK workers expect to be worse off than their parents in retirement with a majority blaming increased life expectancy and reduced occupational pensions, a report claims.

Hundreds of pensioners are expected to meet their MPs in a mass lobby organised by AgeUK to protest about the accelerated equalisation of the state pension age.

PP editor Jonathan Stapleton hosts a special Budget debate with Barnett Waddingham consultant Malcolm McLean and National Association of Pension Funds senior policy adviser James Walsh.

There is "no overriding reason" why a merger of National Insurance and income tax should not go ahead, a consultant says.

Thousands of scheme members with small personal pension pots are being "trapped" by poor annuity rates or lack of access to the market, Malcolm McLean says.