freedom and choice

Baroness Ros Altmann has attacked the annuity market for failing to inform savers that better annuity rates may be available to them, calling for an investigation.

The 2017 edition of The Future Book suggests many default funds are not diversified enough to protect savers against market downturns, James Phillips reports.

Respondents criticised the party's pledge to allow women born in the 1950s to access the state pension early.

This week we want to know if it was right to introduce Freedom and Choice and how likely it is tax relief will be cut in the November Budget.

The pension freedoms have had unintended consequences which should have been foreseen, Michael Johnson has said.

Nigel Jones looks at how trustees and employers could be straying into giving members advice rather than guidance when it comes to DC schemes

The age when members can access pension pots should rise in line with increases to the state pension age to keep a 10-year gap.

There are increasing concerns retirees are not making informed decisions when choosing drawdown funds and could have high exposure to sequence risk, writes Stephanie Baxter.

The Trades Union Congress (TUC) has said more must be done to develop default pathways so defined contribution (DC) savers have enough to live on in retirement.

Experts have called on the government to clarify the relationship between state pension age increases and the age from when individuals can flexibly access their pension pots.