freedom and choice

The Financial Conduct Authority (FCA) has written to pension and retirement income providers to request details about consumer access to - and charges on - decumulation products.

Achieving better member outcomes is the top priority for defined contribution (DC) schemes according to Aon's DC Survey.

The government has proposed simplifying guaranteed annuity rate (GAR) valuations and introducing a statutory requirement for trustees to give risk warnings to members wanting to take advantage of the April freedoms.

Industry groups must speak with one voice to get politicians’ attention

Modelling confirms collective schemes work better for members

Royal London Asset Management chief executive Andrew Carter explains how the group is 'reinventing itself' to broaden its appeal to retail investors and capitalise on freedom and choice.

Research from The Social Market Foundation shows a potentially bleak future for many retirees. However, this doesn’t have to be the case says Helen Morrissey.

A think tank looks to Australia and the USA for clues about how flexible retirement could pan out in the UK. Rebecca Shahoud reports.

People must live with the consequences of the decisions they make at retirement under freedom and choice according to the Department for Work and Pensions' (DWP) deputy director of private pensions policy.

Taxpayers, the state and retirees have an uncertain future because of the ‘freedom and choice' policy introduced in April, according to research.