freedom and choice

Statistics from HM Revenue and Customs (HMRC) have revealed 188,000 people have accessed around £3.5bn since freedom and choice came into effect last April but figures tailed off at the end of 2015.

Yvonne Braun looks at the potential impact a pensions dashboard could have on retirement saving.

Citizens Advice has welcomed news that the Treasury will legislate to cap pension early exit charges levied on savers using pension freedoms.

Trying to anticipate future pension reform is causing problems for schemes finds Helen Morrissey.

Graham Vidler looks at the challenges of ensuring pension freedoms work well for savers.

Fiona Matthews considers whether employers should facilitate income drawdown for staff

More than a third (36%) of employers have seen staff enquiring about transferring from a defined benefit (DB) to a defined contribution (DC) pension scheme since April, research finds.

Changes to workplace pensions are seen by independent financial advisers (IFAs) as their key growth opportunities for 2016 according to Aviva.

Just one in three people accessing their pension pots last summer used them to provide some kind of retirement income, according to figures from the Financial Conduct Authority.

Malcolm McLean looks at what 2016 holds for the pensions industry.