Annuities

The pace of change in pension reform has been too fast and risky according to PP research

As the number of small bulk annuity deals have fallen year on year despite overall growth in the market, Kristian Brunt-Seymour explores how small schemes can avoid being squeezed out.

The bulk annuity market will grow significantly over the next five years in spite of higher costs due to low interest rates and Solvency II capital requirements, according to Fitch Ratings.

David Harris looks at how Australia is trying to solve the retirement income conundrum.

Consumers have been gradually shifting back to annuities for guaranteed income since the pension freedoms were introduced in April 2015, according to data.

Helen Morrissey looks at PLSA research into the experiences of the first people to access retirement income freedoms.

As insurers implement new capital buffers that make bulk annuities less profitable, Kristian Brunt-Seymour explores how it will impact the market.

Short-term bulk annuity pricing has become less predictable due to volatile market conditions and insurers adjusting to Solvency II, according to Aon Hewitt.

PLSA research shows room to be positive about freedom and choice though education challenges remain. Helen Morrissey takes a look.

As medically underwritten deals reach record levels, PP looks at why this market is booming.