The new scheme will apply to a total of 343 advisory firms

Paid-for adverts will be included in the bill after industry pressure

Member interest cited as a key concern of bringing the mutuals together

Almost all (97%) surveyed say they are happy with the decision

The state pension is now set to rise 3.1%

The regulator wants additional protection for consumers

Savers transferred around £2.8bn out of DB scheme

The Treasury is set to save around £4.5bn from the increase

Association says changes made by government could help investors

The financial watchdog is set to revisit its original guidance from 2017